Should you go fractional? Do the math in two minutes.
Most people weighing the jump to fractional CFO work get stuck on two questions: does the money actually add up, and am I ready? Here are honest answers to both. No email required to use it.
What would you actually earn?
Fractional CFOs price on monthly retainers, not hours. Set your target income and a realistic retainer, and see how many clients that takes.
Are you ready to start?
The money is rarely the blocker. Answer honestly. Five yes-or-no questions, no gaming it.
1. Do you have ten or more years in finance, as a controller, FP&A leader, or CFO?
2. Is there a specific industry or company type you know deeply enough to have an edge?
3. Do you have a warm network of business owners, founders, or referral sources you could actually call?
4. Do you have three to six months of personal financial runway to start?
5. Are you willing to sell and ask for money, even when it feels uncomfortable?
The paperwork that makes the first client say yes.
Whether you scored ready or close, the packaging is what stalls most people, not the finance. The free Starter Kit gives you the engagement letter, the pricing framework, and the monthly cadence a working fractional CFO uses.
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No spam, unsubscribe anytime. The templates are US-generic and for education. Check them with your own advisor before using them with a client.
This tool is for education, not financial or career advice. The ranges reflect common US fractional CFO pricing and typical solo capacity, and your market will vary. It is a starting point for your own thinking, not a promise of income.