/ Fractional CFO

Fractional CFO services for Hamilton & the Golden Horseshoe

Senior financial leadership without the full-time hire. Forecasting, margin clarity, job costing, SaaS metrics, and board- and lender-ready reporting — from a Big Four-trained finance leader who also fixes the software feeding your books.

01  What a fractional CFO is

The financial leadership of a CFO, sized to what you actually need.

A fractional CFO gives you senior financial judgment — forecasting, capital and cash strategy, margin analysis, and the reporting that lenders, boards, and investors expect — on a part-time, right-sized basis. You get the seniority without the six-figure salary, equity, and overhead of a full-time hire.

Most growing businesses in this region are stuck in the same gap: they have outgrown bookkeeping but cannot yet justify a full-time CFO. The books get done, but nobody owns the forward-looking view — what the next two quarters of cash look like, which jobs or product lines actually make money, whether a covenant is about to be breached, or how to frame the numbers for a lender or a board. That is the gap I fill.

Steel City CFO runs two connected service lines. This one is the fractional CFO work below. The other is Financial Systems Architecture — configuring field and operational software so it feeds your accounting system cleanly. Together they mean I can fix both the numbers and the plumbing underneath them.

03  By city

Drivable, in-person fractional CFO support.

I am based in Hamilton and serve the Golden Horseshoe and southwestern Ontario in person. These are the markets I cover — Toronto-core competition deliberately excluded in favour of being genuinely present for the businesses I work with.

04  The full directory

Fractional CFO by industry and city.

Every combination has its own page with the specific playbook for that industry in that market.

City \ IndustryConstructionManufacturingSoftware & SaaSProfessional Services
HamiltonView →View →View →View →
BurlingtonView →View →View →View →
OakvilleView →View →View →View →
Niagara & St. CatharinesView →View →View →View →
GrimsbyView →View →View →View →
London, OntarioView →View →View →View →
05  Pricing

Start with a $750 audit. Scale into a retainer only if it’s worth it.

Transparent, fixed entry point; a right-sized retainer after.

Entry point
$750CAD · plus HST · fixed fee

The Diagnostic Audit. A focused review of your finances and the systems feeding them, with quantified findings and a clear recommendation. No retainer, no open meter — you get the map first.

See how the audit works
Ongoing
$1,500–$4,000per month · plus HST · fractional CFO

A right-sized monthly retainer once the foundation is clean: forecasting, reporting, lender and board support, and an operating rhythm you can run the business on. Scope and price scale to your size.

Book a Call
/ Next step

Ready for senior finance without the full-time hire?

Book a call and we’ll talk through where your numbers are costing you — and whether a fractional CFO is the right fix.